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EU-Based FinTech SaaS-Ready Platform And Technology Company For Sale

Riga, Rigas, Latvia
Asking Price:
On request
Sales Revenue:
On request
Cash Flow:
On request

An opportunity to acquire an established EU-based FinTech technology company together with its proprietary, production-ready SaaS payment platform.

The platform provides a technological foundation for building and operating B2B FinTech and payment services, including configurable payment workflows, API integrations, back-office functionality, administration tools, deployment infrastructure and an established development environment.

For a buyer looking to enter or expand within the FinTech sector, the acquisition offers an alternative to building a payment technology stack from scratch.

Build your own FinTech SaaS business on an existing technology foundation and adapt the platform to your own products, markets, payment providers and commercial model.

The opportunity may be suitable for payment service providers, FinTech companies, software groups, technology investors, entrepreneurs and strategic buyers seeking proprietary payment technology within the European Union.

The transaction can potentially be structured as an acquisition of the company together with its technology and intellectual property. Alternative transaction structures involving the technology assets may also be considered.

Key strengths include:

  • Proprietary FinTech and payment platform
  • Production-ready SaaS architecture
  • Source code and intellectual property
  • Existing development and deployment environment
  • Payment and financial-service integrations
  • Configurable workflows and back-office functionality
  • European Union-based company
  • Significant FinTech and payments industry know-how
  • Suitable for further development, white-label services and B2B SaaS commercialisation

Further technical, financial and corporate information is available to qualified interested parties following an initial discussion and appropriate confidentiality arrangements.

Property Information

Location:

EU-based technology business headquartered in Riga, Latvia. The business and its technology platform are operated digitally and are not dependent on a physical retail or customer-facing location. Development, administration and deployment can be managed remotely.

Premises Details:

No specialised premises are required for the operation of the business. The company operates as a technology business using office, development and hosted infrastructure. The acquisition is not dependent on the transfer of physical premises.

Business Operation

Management type:
This business is owner operated.
Expansion Potential:

Significant expansion potential exists through further commercialisation of the existing FinTech SaaS platform.

Potential growth opportunities include:

  • Launching a B2B FinTech SaaS offering
  • White-label payment and financial technology solutions
  • Expansion into additional European and international markets
  • Integration with SEPA, SWIFT, card payment networks, credit card schemes, banks, payment providers, processors and FinTech services
  • Support for fiat currencies and selected cryptocurrency-related payment functionality, subject to applicable regulatory requirements
  • Development of additional payment and financial modules
  • Integration of MiCA-compliant functionality and services provided by or in cooperation with appropriately authorised CASPs
  • Development of Banking-as-a-Service (BaaS) capabilities
  • Integration of KYC, KYB, AML and transaction-monitoring tools
  • Licensing of the platform to third-party FinTech companies
  • Offering dedicated or managed platform deployments
  • Using the existing technology as the foundation for new FinTech products

The platform provides an acquirer with an existing technology base from which multiple commercial products and revenue models can be developed.

Competition / Market:

The FinTech software market is competitive, with established payment technology providers, SaaS platforms and custom software development companies.

The business differentiates itself through its proprietary payment technology, existing SaaS architecture, configurable workflows, integrations, back-office functionality and established FinTech development know-how.

For an acquirer, the principal value is the ability to enter or expand in the FinTech technology market using an existing platform rather than developing a comparable technology stack from the ground up.

Reasons for selling:

The shareholders are considering a strategic divestment in order to place the platform with an acquirer that has the resources, market access and commercial capacity to develop the technology to its full potential.

The current owners are also increasingly focused on other technology and infrastructure projects, making this an appropriate time to consider a full acquisition or strategic transfer of the FinTech platform.

Trading hours:

Standard European business hours, Monday to Friday. The technology platform and hosted infrastructure are capable of continuous 24/7 operation.

Employees:
4
Years established:
2006

Other Information

Support & training:

A structured transition can be provided to the buyer, including technical handover, architecture and platform familiarisation, development environment onboarding, deployment procedures, system configuration and knowledge transfer.

Reasonable post-acquisition technical and operational support can be agreed as part of the transaction.

Additional ongoing consulting or development support may also be discussed separately if required by the buyer.

Relocatable:
This business can be relocated